Wellfleet Global improves standard international student health plans through generous medical benefits, including best-in-class pharmacy and behavioral health options.
SPRINGFIELD, MA. (January 18, 2022) – Wellfleet is now offering colleges and universities more robust healthcare options for their inbound international students.
In a time where preventative care and mental health services are on the rise among college students, it’s clear that higher education institutions need better health insurance options for their inbound international students.
In addition to multiple plan designs with generous medical, travel and service benefits, Global plans from Wellfleet include value-added services from its industry leading ACA plans. These plans include expert case management for moderate to complex cases, clinical review to ensure a low cost of care, and a dedicated provider relations team for all student member needs.
Additionally, plans can also include Wellfleet Rx and its proprietary Student Formulary and Wellfleet’s new Complete Behavioral Health Solution. Some of the benefits these two value-added services offer include:
- $0-copays for often-prescribed behavioral health medications
- 24/7/365 access to urgent behavioral health care and counseling line
- A virtual counseling network with more than 43,000 providers
- Access to nearly 100,000 national behavioral health providers
- Coverage at 5,000+ facilities nationwide for in- and out-patient mental health and substance abuse care
Helping international students get the healthcare they need
International students typically come from locations where their government covers the cost of healthcare. As a result, they may not fully understand how health insurance works.
“The U.S. healthcare system can be difficult to navigate — especially for international students who are used to a national system,” said Drew DiGiorgio, Wellfleet President and CEO. “Wellfleet Global helps provide them easy access to high-quality, national and virtual care while empowering them with a clinical team of experts to help with their needs from provider search through claims payment.”
Further, some international students are not required to have medical insurance. Because of this, some may believe they have coverage or that receiving care without insurance is affordable.
Unfortunately, this mistake could lead to crippling debt, as more than two-thirds of bankruptcies are related to medical issues.1 Further, according to a recent survey by Stanford economist Neale Mahoney, medical debt is now the No. 1 source of debt collections, surpassing debt in collections from credit cards, utilities, auto loans, and other sources combined.2
“We provide coverage for many international students with our traditional plans, but we’ve found that sometimes international students forgo coverage due to cost. So, we developed a solution that helps meet their budgetary needs, while providing some of the best features of our ACA-compliant plans,” continued DiGiorgio.
With mental health services and general care needs on the rise, Wellfleet Global helps provide international students affordable, high quality health insurance options with expert guidance every step of the way.
To learn more, visit WellfleetStudent.com/global
1Himmelstein, Robert; Lawless, Deborah Thorne; Foohey, Pamela; Woolhandler, Steffie. (2019, March 1) “Medical Bankruptcy: Still Common Despite the Affordable Care Act”, American Journal of Public Health 109, no. 3. Retrieved on January 4, 2021, from https://doi.org/10.2105/AJPH.2018.304901.
2 Kluender, Raymond PhD; Mahoney, Neale PhD; Wong, Francis PhD; et al. (2021, July 20). Medical Debt in the US, 2009-2020. Retrieved on January 4, 2021 from https://jamanetwork.com/journals/jama/article-abstract/2782187.
Wellfleet Insurance is a Berkshire Hathaway company focused on delivering customer-centric insurance solutions through flexible product offerings and quality service. With an A++ financial strength rating from A.M. Best, Wellfleet’s goal is to protect people against risk throughout every stage of life — from grade school to college, the workplace, and beyond.
Headquartered in Springfield, Mass., Wellfleet’s Workplace division delivers high-quality, customizable benefit solutions through a suite of voluntary products, including Accident, Critical Illness, Hospital Indemnity and Short-Term Disability Income Insurance. For more information, visit www.wellfleetworkplace.com
Wellfleet is the marketing name used to refer to the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are administered or managed by Wellfleet Group, LLC. Product availability is based upon business and/or regulatory approval and may differ among companies.